I spoke to Kim at ADRA and she was responding to the following:
So since Kim' post is responding to Lee's "my insurance is better than your insurance" comments we will allow this.fryguy wrote:Bob has had numerous discussions with the WEC people and CMRC to understand the coverages, and the liability coverage for the CEC is actually more than what the CMRC carries.
Moderator's edit end:
The insurance coverage (Oasis) that has been obtained for the CEC is definitely not as extensive as the coverage that CMRC can offer through their policy. PLL (Participant Legal Liability) and SPL (Spectator Legal Liability) are the expensive parts of insurance and would protect everyone involved if a spectator or participant was injured, maimed or killed at an event. CMRC has confirmation in writing from Oasis that they do not have PLL or SPL. In addition AD & D insurance is an optional purchase with Oasis whereas with CMRC it is not. How can a policy without PLL and SPL and OPTIONAL AD&D be a better policy?